Comprehensive Vetting Process

Consumer Credit Advocacy: Comprehensive Vetting Process


At Consumer Credit Advocacy, we are committed to maintaining the highest standards of trust and reliability within the credit consulting industry. Our vetting process is designed to ensure that only the most trustworthy and reliable individuals and organizations are endorsed by our 501(c)(3) nonprofit organization. We also strive to offer a fair and inclusive evaluation, recognizing the potential for individuals to rehabilitate and positively contribute to the industry.

1. Thorough Background Checks:

We conduct thorough background checks on all applicants to verify their personal and professional histories, ensuring that only individuals with a strong commitment to ethical behavior and reliability are approved. Our checks include the following:

1. Current or Past US Employment Verification:

We will verify any employment claims made in your online content or advertising to ensure accuracy and authenticity.


2. US College & University Verification:

If you mention your educational qualifications in any content, both online and offline, we will verify these credentials.


3. US Professional License Verification:

Any professional credentials used in your content or advertsing will be thoroughly verified.


4. Driver’s License or State ID Verification:

We will confirm the validity of your driver’s license or state ID.


5. Continuous Monitoring Throughout the Year:

Your membership includes continuous background monitoring for 12 months to maintain up-to-date verification.

6. Criminal and Civil Records Check:

We will conduct comprehensive checks of your criminal and civil records at both federal and county levels.


7. Global Watch List and Sex Offender List Verification:

We will ensure you are not listed on any global watch lists or sex offender registries.


Key Aspects of Our Vetting Process:


1. Thorough Background Checks:

  • We conduct comprehensive background checks on all applicants to verify their personal and professional histories. This ensures that only those with a strong commitment to ethical behavior and reliability are approved.


2. Exclusion Criteria:

  • Financial Crimes: We do not approve applicants with a history of financial crimes. These include fraud, embezzlement, money laundering, identity theft, tax evasion, securities fraud, forgery, bribery, and counterfeiting.
  • Regulatory Violations Related to Trust: Applicants who have faced regulatory actions, such as shutdowns or fines, due to trust-related violations like deceptive practices or consumer fraud, are excluded from our approval process.


3. Fair and Inclusive Evaluation:

  • Non-Financial Felonies: We understand that individuals with past non-financial felonies may have significantly turned their lives around. For these cases, we evaluate the nature of the offense, the time since the conviction, and evidence of rehabilitation. We consider each case individually, focusing on their current character and contributions to society.
  • Contextual Consideration: We assess the full context of an applicant’s background, allowing for fair opportunities to those who have demonstrated significant positive changes and commitment to ethical practices.

4. Emphasis on Trust and Integrity:

  • Our vetting process places a strong emphasis on evaluating the trustworthiness and integrity of each applicant. We seek individuals and content creators who consistently demonstrate honesty, transparency, and ethical conduct in their professional dealings.

5. Ongoing Trust and Reliability Monitoring:

  • Approved members are subject to ongoing assessment to ensure they continue to meet our standards of trust and reliability. We reserve the right to revoke certification if there are future breaches of our ethical standards.


Commitment to Consumer Protection:

Our goal is to protect consumers from misleading or unethical practices by certifying only those who meet our rigorous standards of trustworthiness and reliability. We believe in providing fair opportunities while maintaining a steadfast commitment to consumer trust and protection.


If you have any questions or need further details about our vetting process, please feel free to reach out.

© Consumer Trust Advocacy